October 13th – October 17th
FINANCIAL INDEPENDENCE
Imagine the possibilities that saving can bring – whether it’s paying off debts, starting an emergency fund, or investing in your future. Take hold of this opportunity to empower yourself financially and pave the way for a brighter tomorrow.
In Week 2, we focus on financial well-being, which goes beyond just numbers in your bank account. According to the U.S. Consumer Financial Protection Bureau, financial wellness is about feeling secure and confident in managing your finances, meeting your needs, and planning for the future.
It means being equipped to handle expenses, manage emergencies, pay off debts, and work toward long-term goals. With thoughtful planning and smart money management, we can all achieve financial peace and turn our dreams into reality.
FINANCIAL WELLNESS ASSISTANCE:
Take a Financial Wellness Assessment HERE
Assistance with setting up your Standard 401k account
2025 OSWALD 401k 1:1 MEETINGS
OSWALD is excited to connect with you virtually to provide personalized guidance for your 401k account. Their team will review your account, discuss investment options, and offer valuable insights on the market and potential moves for your funds. Don’t miss out on this opportunity to optimize your financial future – click the link below to secure your spot for a 1:1 Virtual meeting:
Join in on our MKB webinar with OSWALD on Thursday, October 9th at 12:30PM EST via Teams– Click here to join the meeting
All participants will receive two entries into the prize drawing!
THE STANDARDS PERSONAL SAVINGS CENTER
A simple budgeting rule suggests:
- 50% for Needs: Essentials like housing, groceries, utilities, and debt payments.
- 30% for Wants: Non-essentials like entertainment, dining out, and clothing.
- 20% for Savings: Future goals like an emergency fund, retirement, or vacations.
Learn More HERE
COMPLETE THE INSURANCE CROSSWORD PUZZLE AND WELLNESS WORD SEARCH
Check out this year’s Insurance Lingo Crossword Puzzle and our Wellness Word Search.
Remember to put your names on the pages and send the items to hr@mkbcompany.com, or pass off to your manager to do so, for proof of completion.
VISIT/ REGISTER FOR THE STANDARD, MAKE A FINANCIAL ADVISOR/ESTATE PLANNING MEETING
Schedule your financial meetings to stay on track for the future!
Without an estate plan, settling your affairs becomes harder for your survivors. UMR offers a Will Prep Program—click HERE for more information.
It’s crucial to be prepared, including naming beneficiaries. Check out the LINK for more information.
TEAM BUILDING
Join the fun and team spirit in this week’s TRIVIA CHALLENGE! Gather your teammates, sharpen your minds, and enjoy some friendly competition. All participants will be entered to win Prize!
ROAD TO RETIREMENT READINESS
Learn how to pursue financial security with savings strategies tailored to your age and life stage. View the checklist below to see what you should consider in your 20s, 30s, 40s, 50s, and 60s, helping you balance short-term goals with long-term financial planning.
Prefer to watch a webinar? Watch the 2025 Webinars On Demand here: https://www.oswaldfinancial.com/coachingcorner/
OSWALD MONEY COACHES
You have goals, dreams, and a vision for how you want to live in retirement, all of which require exceptional money management. Have confidence. Oswald’s money coaches are on your team! Money coaches are available to our employees as part of our 401k services. They can help you with goals beyond saving for retirement. Take advantage of this amazing perk today!
“A big part of financial freedom is having your heart and mind free from worry about the what ifs of life”
Suze Orman
MKB Open Enrollment 